Is the Haltom City studio taking new patients right now?

Yes. The usual way in is the $99 first visit: a full comprehensive exam, digital X-rays and a basic clean where no periodontal disease is present. Book a slot online or call (682) 257-1420.

My tooth hurts today. Can you fit me in?

Same-day emergencies are built into the schedule. The emergency exam is $29 so you can find out exactly what is going on before deciding anything.

Are you open on Saturdays in Haltom City?

Yes. Saturdays run 8:00am to 2:00pm Central Time for cleanings, check-ups and same-day emergencies. Also open Fridays 3:00pm to 8:00pm and Tuesdays 10:00am to 7:00pm. Closed Monday, Wednesday, Thursday and Sunday.

What if I do not have dental insurance?

The in-house membership plan takes fifteen percent off all treatment with no annual limits, and Cherry financing splits bigger cases into monthly payments. Most PPO plans are also accepted.

How do I get to you from Watauga or North Richland Hills?

From Watauga, head south on Denton Hwy and exit at NE Loop 820. From North Richland Hills, take I-820 west, exit Haltom Rd and follow the frontage road. Parking is free at the door of Suite 100.

Will I see the same dentist every visit?

Yes. Dr. Matthew Le founded the studio and treats patients here himself. He trained at UT Health Science Center at Houston, is an Invisalign certified provider and has received a Top Docs Award.

Dental Insurance Accepted | Family Dentistry Haltom City

Insurance & Payment Options

Dental Insurance Made Simple for Haltom City Families

At Flossophy Dental Haltom, we want insurance to be the easy part of your visit, not the confusing part. As a practice built around family dentistry in Haltom City, we work with a range of PPO insurance plans and do our best to help every patient understand what their benefits actually cover before any treatment begins.

No two insurance plans are identical, even when they share the same carrier name. Deductibles, annual maximums, waiting periods, and covered procedures can vary quite a bit from one employer group to the next. That's why we always recommend confirming your specific benefits with us directly rather than assuming coverage based on what a friend or family member experienced with the same insurance company.

Below, you'll find the dental insurance providers our Haltom City team regularly works with. If your plan isn't listed, don't worry. Give our front desk a call and we'll check your coverage before you ever sit down in the chair.

Front desk team at Flossophy Dental Haltom verifying dental insurance benefits for a family dentistry patient in Haltom City

Accepted Providers

Insurance Plans We Work With

Coverage really does vary by plan, even within the same insurance company, so think of this list as a starting point rather than a guarantee. Employer-sponsored plans, individual marketplace plans, and group plans under the same carrier can all have different rules about deductibles, waiting periods, frequency limits, and which procedures count as "preventive" versus "major" work. The best way to know exactly what you're covered for is to let our team verify your specific benefits before your appointment.

Cigna

Don't see your insurance carrier listed above, or isn't sure if your specific plan is included? That's completely normal, and it doesn't mean we can't help you. Many of our patients carry out-of-network plans and still receive meaningful reimbursement after their visit. Call our Haltom City office at (817) 203-4441 and our team will walk through your plan details with you, usually within a few minutes.

In-Network vs. Out-of-Network

What "In-Network" Actually Means for Your Bill

Being "in-network" with an insurance carrier means we've agreed to accept that insurer's negotiated fee schedule, which usually lowers your out-of-pocket cost for covered procedures. If your plan is out-of-network with us, you can typically still be seen here. Your insurance may simply reimburse at a different percentage, or you may need to submit a claim yourself after your visit.

Either way, our front office team handles the paperwork side of things. We submit claims directly to your insurance company whenever possible, and we're happy to give you a written estimate before any treatment so there are no surprises on your statement.

Benefits verification before your visit: we call your insurance carrier ahead of time to confirm your deductible, annual maximum, and coverage percentages.
Clear written estimates: you'll know your estimated portion of the cost before we move forward with treatment.
Direct claim filing: we submit claims on your behalf and follow up if a claim is delayed or denied.
Flexible payment options: for treatment not covered by insurance, we can discuss payment plans so care isn't delayed.

No Insurance? No Problem

Affordable Dental Care Without a Dental Plan

A surprising number of our patients don't carry dental insurance at all, whether because their employer doesn't offer it, they're self-employed, or they're between jobs. We don't think that should stand between you and the care you need, so we've built a few straightforward ways to make treatment affordable without a dental plan.

Transparent Fee Schedules

We provide clear, upfront pricing for common procedures like cleanings, fillings, and exams so you know the cost before treatment starts.

In-House Savings Plan

Ask our team about our membership-style savings option, which bundles preventive visits and offers reduced rates on other treatment for one annual fee.

Third-Party Financing

For larger treatment plans like implants or a full smile restoration, we can help you apply for monthly financing with manageable payment terms.

A Few Honest Notes on Coverage

How We Help You Avoid Billing Surprises

Dental insurance was never designed to cover 100 percent of care, and most plans max out well below the actual cost of comprehensive treatment. Understanding a few basics ahead of time can save you a lot of frustration later.

Annual maximums are real limits. Most plans cap benefits between $1,000 and $2,000 per year, and anything beyond that is your responsibility unless you have supplemental coverage.

Waiting periods matter. Some new plans delay coverage for major procedures like crowns or root canals for six to twelve months after enrollment.

Frequency limits apply. Cleanings and exams are often capped at two per year, so a third visit in the same calendar year may not be fully covered.

Pre-authorization helps for larger work. For bigger treatment plans, we can submit a pre-authorization so you have a written estimate of your coverage before we proceed.

Common Questions

Insurance Questions We Hear Often

Here are answers to the questions our Haltom City patients ask most about dental insurance, billing, and coverage. If you don't see your question here, our front desk team is always glad to talk it through over the phone.

Do you accept my specific dental insurance plan?

It depends on your specific plan, even within a single insurance carrier. The providers listed above represent the companies we most commonly work with, but coverage details differ by employer group and individual policy. Call our office at (817) 203-4441 with your insurance card handy, and we'll confirm your exact benefits, including deductible, annual maximum, and coverage percentages, before you come in.

What happens if my insurance is out-of-network?

You can still be seen here even if we're out-of-network with your plan. Many PPO plans still reimburse a portion of the cost for out-of-network providers, just at a lower percentage than in-network care. We'll give you a detailed receipt and the documentation needed to file a claim yourself, or we can submit it on your behalf depending on your plan's rules.

Will I know my cost before treatment begins?

Yes. Before any treatment beyond a standard cleaning or exam, we'll provide a written estimate that reflects your insurance benefits as we understand them. For larger procedures, we can request a pre-authorization from your insurance carrier to confirm coverage in writing ahead of time, which helps avoid surprises on your final bill.

Do you offer payment plans if I don't have dental insurance?

We do. For larger treatment plans, we can help you apply for third-party financing with manageable monthly payments. We also offer an in-house savings option that bundles preventive visits at a reduced annual cost for patients without a dental plan. Just ask our front desk team and we'll walk you through what makes sense for your budget.

How far in advance should I verify my benefits before an appointment?

We recommend calling at least a few business days before your visit, especially if it's your first appointment with us or if you're scheduling a larger procedure. This gives our team enough time to reach your insurance carrier, confirm your benefit details, and prepare an estimate before you arrive, so there's nothing left to figure out on the day of your appointment.

Can I use my insurance for my whole family, including kids?

In most cases, yes. Many family plans cover both children and adults under the same policy, though coverage percentages and frequency limits can differ by age for certain procedures like sealants or fluoride treatments. As a family dentistry practice serving Haltom City, we're happy to check benefits separately for each family member so everyone's visit is planned around their actual coverage.

Insurance